Smarter every day.

Terms of Service

Last updated: March 30, 2026

1. Acceptance of Terms

By downloading, installing, or using the Qaizo application ("App"), you agree to be bound by these Terms of Service. If you do not agree, do not use the App.

2. Description of Service

Qaizo is a personal finance management application that helps users track income, expenses, budgets, and savings goals. The App is available in Hebrew, Russian, and English.

3. Not Financial Advice

Qaizo does not provide professional financial, tax, or investment advice. All insights, tips, and calculations are for informational and tracking purposes only. Always consult a qualified financial advisor for professional advice.

4. User Accounts

You may use the App without an account (guest mode) or create an account using email or Google Sign-In. You are responsible for maintaining the confidentiality of your credentials.

5. User Data

6. AI Features

The App uses Google Gemini AI for smart input parsing, receipt scanning, and financial insights. When using AI features, anonymized transaction data may be sent to Google's servers for processing. No personally identifiable information is shared.

7. Acceptable Use

You agree not to:

8. Account Deletion

You may delete your account and all associated data at any time through Settings > Delete Account. This action is permanent and cannot be undone.

9. Disclaimer of Warranties

The App is provided "as is" without warranties of any kind. We do not guarantee the accuracy of calculations, AI insights, or financial data.

10. Limitation of Liability

Qaizo shall not be liable for any financial losses, damages, or decisions made based on information provided by the App.

11. Changes to Terms

We may update these Terms from time to time. Continued use of the App after changes constitutes acceptance of the new Terms.

12. Contact

For questions about these Terms, contact us: